Collection and meeting times
- Sunday — meeting and draw
- 10:00 – 12:00
- Mon–Fri — contribution desk
- 09:00 – 18:00
- Saturday — contribution desk
- 09:00 – 13:00
- Telegram channel
- Daily 07:00 – 21:00
The draw is held every Sunday at 10:30 in front of the members present; the result and video go up on Telegram right after.
+251 91 112 3344Frequently asked
What happens if I miss a contribution?
You get three days to settle. After that a 50 ETB weekly late fee applies. Miss twice in one round and your guarantor covers it; if not, you leave the round and your contributions are refunded when the round closes.
How is the draw done?
Every name goes into one container on identical slips, and the draw is made by a member who has not yet won. A winner’s name does not go back in until the round ends. The whole draw is filmed and posted on Telegram.
Who holds the money?
No individual keeps it. Contributions sit in a group account at Commercial Bank of Ethiopia, and a withdrawal needs the chairperson’s, treasurer’s, and secretary’s signatures together. The ledger is read to members every Sunday.
Can I leave in the middle of a round?
If your turn has not come, give written notice and leave — your contributions come back at the end of the round, less a 2% administration fee. Once you have taken a payout you must finish the round or bring a replacement the committee approves.
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